Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

JL Money Logo
HomeBlogGrab a Bargain on Black Friday Without Going Over Budget

Grab a Bargain on Black Friday Without Going Over Budget

23 Nov 15

What is Black Friday?
Black Friday did start originally in the US, the day after Thanksgiving. It marks the start of the Christmas shopping season. Traditionally retailers offered massive savings for just one day making Black Friday the best time to grab some great bargains this time of year.
Black Friday has now become hugely popular in the UK. This year Black Friday falls on 27th November.

Black Friday vs Cyber Monday
Cyber Monday, follows Black Friday after the weekend. It’s used by online retailers to roll out some great deals. Even better for consumers who don’t want to be caught up in the frenzy of shoppers rushing for the latest deal on their dream electrical good at a hugely knocked down prices.
Although Cyber Monday is traditionally busy for online retailers, you will likely see many online discounts on Black Friday as well. So, Black Friday and Cyber Monday can roll into a long weekend of deals from some retailers, both on and offline.

How to make sure you get a deal
For the average consumer wishing to stay within their personal budget the temptation to buy it all can be difficult to resist. The main error when it comes to Black Friday shopping is people can to fly by the seat of their pants and spend money with wild abandon. The holidays are meant to filled with magical memories rather than regret from overspending. Instead, get the most from Black Friday shopping, maintain that Holiday joy and keep your money in order.

Grab a Bargain on Black Friday Without Going Over Budget

Compare Pricing
Businesses will drastically reduce their prices this time of year to attract buyers. A savvy shopper knows the value of savings vary from store to store. Black Friday is no exception. It kicks off Christmas season and shops bring in the crowds with hugely discounted goods. Before kyou get to the stores, know where you are going to purchase a particular item. You can Keep an eye on Moneysavingexpert.com Black Friday and Cyber Monday deal page for the best offers

Backup Plan
Don’t make the grave error of not having a backup plan. Map out where and what they are going to purchase without the thought that the store may sell out before they are able to get the item in hand. Although most people will descend on the most popular stores first, you may want to have a number of backup stores in mind that have the same item on sale should the first store sell out.

Put Technology to Use
Traditional shopping used countless paper sale ads and a great deal of strategic planning by going over all the sale papers a number of times and circling the items wanted, but technology has saved us from hours of this annoying tasks. Smartphones apps are available to make the entire process automated without the consumer required to do all the research. Shopping apps are available to list all the stores offering a particular item for easy comparison and can even list the stores according to distance, so you can account for that aspect as well while shopping.

Fine Print
Many times people get overly excited about a particular item on sale at a specific store, but the fine print in the sale ad can hold some considerable clues to why an item is priced so low. Stores can be very crafty with use of tiny print in ads, by stating that there is a limit to the number of items in a particular store. It is assumed by store owners that people will not read the fine print and will storm the store for an item and once the item is no longer available they will remain in the store purchasing other items. Do not get sucked in by this tactic. Read everything about the ad and should an insanely low number be attached to the sale, it is probably best to move onto another ad.

Online Coupon Codes
Online Black Friday shopping is among the highest it has ever been. This is understandable with the availability to get the same deals without fighting overcrowded stores. What many people do not utilize is the use of online discount codes. Should you discover a deal online, before you spend your money, do a little research into any discount codes available for the item. Some sites offer these codes to give the consumer free shipping which can save a great deal on the overall purchase price.

Send in Rebates
A lot of Black Friday deals have to do with money back rebates. Stores do this with the assumption that people will not follow through in gaining the money back rebates. In general, people forget or just do not bother sending in the paperwork to get the rebate, so stores win in this regard. Should you purchase an item with a rebate with the sale, no matter how small of a rebate it is, always apply for it. Small rebates add up and large rebates save you a lot on the overall purchase price.

Short on Cash?
Black Friday shopping is a great way to save a considerable amount of money on the must have items for Christmas, but many times it comes at a bad time when we may be short on cash. There is no need to miss out on this great holiday shopping experience just because you may not have the cash on hand. Short term loans are available to help. Short term loans can give you immediate cash in hand to shop with while you are waiting on pay day or some other form of cash to come. Apply now to and find out what you could get

Further Reading: MoneySavingExpert.com – MoneySaver’s guide to Black Friday