Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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£1,000 - £10,000 Essential Loans

Take Control Of Surprise Expenses

Our essential loans are specifically designed to help you take control of your finances, enabling you to borrow between £1,000 - £10,000 for up to 24 months.

  • Suitable for any purpose
  • Reasonable rates
  • Simple, flexible repayment plans
  • No hidden costs or early repayment charges
1I want to borrow
- +
2How many months do you
want the loan for?


to repay

0 Weekly
payments of



Representative Example: Borrow £2,000 for 24 months
Loan: £2000 for 24 months
Interest Rate: 20.4% p.a. (fixed)
Total Charge for Credit: £816
Total Amount To Repay: £2,816
Instalments: 24 payments of £117.33 ea.
Representative APR: 41.58%

I applied and had the £2,000 I needed to repair my car in my bank account within the hour!

I applied and had the £2,000 I needed to repair my car in my bank account within the hour!

Essential Loans

Flexible funding for any purpose.
From £1000 – £10k.
Secure. Simple. Paperless.

Apply Today

Bespoke Loans

Loans from £5000 – £100k Up To 12 Months. Loan repayment to fit your cashflow.

Apply Today

Business Loans

Borrow necessary funding for your company.
£2,000 – £100k

Apply Today

Warning: business loans to corporate bodies (e.g. private limited companies) are not regulated by the FCA.

Delivering Essential Loans to Suit Your Needs

At JL Money, we don’t believe in a one size fits all approach; that’s why our Essential Loans are designed to offer you a bespoke financial solution when you could do with a helping hand.

We understand that sometimes unexpected costs arise which can be difficult to tackle, particularly if you’ve been refused by other lenders in the past. That’s where we come in, offering you clear and flexible loans to suit a variety of financial needs.

Whether it be bridging the gap when cashflow difficulties arise, providing the finances you need to fund vital household repairs or simply enabling you to keep on top of your bills, we’re here to help.

Giving you the opportunity to borrow between £1,000 – £10,000 for up to 24 months with the help of a guarantor, our Essential Loans give you the flexibility to choose a repayment plan that suits you best. Spread evenly over your borrowing term, you’ll always know exactly how much you have to pay and when, with no hidden charges or early repayment fees.

Is a JL Money Essential Loan right for you?

Our Essential Loans aren’t the best option for everyone. Find out more about what we offer and whether or not it’s right for you here.

Get in touch

Want to talk your application through? We’d be more than happy to help. Give us a call on 020 3302 4020 or pop in for a face-to-face chat with a member of our team (by appointment only). You can find our offices here.